| Important
: |
Australia
has a special system of health
cover for international students
in Australia. This is called
Overseas Student Health Cover
OSHC
and, with the exception of students
from Sweden and Norway, you
are required to have this for
the duration of your student
visa in Australia. OSHC
provides a safety net for international
students similar to that provided
to Australians through Medicare. |
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How
to obtain OSHC
?
|
|
You
will need to complete an Application
for OSHC
which is available from registered
OSHC
providers and most educational institutions.
Your local education adviser can lodge
your OSHC
form and payment at time of processing
your enrolment to study in Australia.
Students
may also take out additional cover
in the form of Extra OSHC
and students who could not previously
access OSHC
may now access Optional OSHC.
Some students
may be exempt from enrolling in the
OSHC.
If you come
to Australia on a visa other than
a student visa and undertake a short
course of study of three months duration
or less you will not be eligible for
OSHC.
It is wise to
purchase travel or private medical
insurance in this case. ... |
How
much does it cost? |
OSHC
costs depend on how long you will
be in Australia. Premiums
vary depending on the health fund
but generally they start from A$78
for three months insurance (A$312
a year). If
your spouse and/or dependant children
are accompanying you to Australia
you will need to pay a family premium.
You pay your
OSHC
premium before coming to Australia.
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When
you arrive in Australia? |
When
you arrive in Australia you confirm your
OSHC membership with your registered OSHC
provider. Your registered OSHC provider
will need to see your passport for identification
purposes and to ensure that the dates of
your cover are correct.
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Extending
your cover .... |
OSHC
cover
is required for the full period of your
stay in Australia. This means you must renew
your cover each time you re-enrol to study
or each 12 months. When
you are approaching the final period of
study premiums up to 18-months will be accepted.
Most educational institutions
will send renewal premiums to registered
OSHC providers
on behalf of students. Cover is then renewed
and the OSHC
provider issues a new membership card automatically.
Benefits are not paid
during any period when OSHC
membership lapses. |
What
is covered? |
| OSHC
covers most medical expenses and the cost
of hospital care which international students
may need while in Australia. OSHC
will also pay for most prescription drugs
and emergency ambulance transport. .......................................................... |
What
is not covered? |
Dental
and optometry costs are not included but
students may also take out additional cover.
Students are reminded
that OSHC does
not cover any pre-existing conditions (such
as pregnancy or prior illness) and such
expenses must be met by the student. For
more detailed information on OSHC
benefits and costs visit the Australian
Department of Health and Aged Care website
or contact the health funds offering OSHC.
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Where
to find more information? |
1.
Medibank Private website: www.medibank.com.au
2. Medibank Private's OSHC leaflet with
your offer letter. ................................................. |